Public transit plays a big role in our daily lives. We hop on buses, trains, and subways, expecting to reach our destination safely. And for the most part, it works. But did you know that in 2022, public transit accidents in the U.S. totaled 6,746? That’s a 12% increase from the year before.
For those involved, these accidents are more than statistics. They bring pain, financial strain, and endless questions about what to do next. Unlike car accidents, public transit accidents involve bus drivers, their employers, a driver of another vehicle, and much more, which can make the process of seeking compensation far more complicated.
If you’ve been affected, don’t worry; you’re not alone. This article will show exactly what steps to take to protect your health, rights, and financial future.
Prioritize Your Health and Seek Medical Attention
Your health is your first priority. No matter how minor your injuries may seem, get medical attention right away. Some injuries, like whiplash or internal bleeding, may not show symptoms immediately but could worsen over time. Delaying treatment can also make it harder to prove that the injury was caused by the accident.
Call 911 if the injury is severe, or ask for help from other passengers or transit staff. When medical professionals arrive, be honest about every symptom you’re feeling, even if it seems small. This information will be included in the medical report, which can later serve as evidence in your case.
Make sure to follow your doctor’s treatment plan, attend follow-up appointments, and keep all medical records, bills, and receipts. These documents will be essential if you file a compensation claim.
Report the Accident to Transit Authorities and Get a Copy of the Report
After ensuring you’re safe, the next step is reporting the accident. If you’re on a public bus, subway, or train, notify the driver, operator, or any staff member at the scene. If emergency services are called, the police will also file an official report.
Ask for the name and badge number of the officer handling the case. Once the report is complete, request a copy for your records. This report will contain crucial details, such as the accident’s time, location, and cause. It may also include witness statements and notes from the officer’s observations.
Contact the transit authority directly to file an incident report if no officer is present. Be as detailed as possible when describing what happened. Include the time, location, type of accident, and any injuries you sustained. Ensure you get a copy of the report or a reference number to follow up later.
Consult an Attorney
If you’ve been hurt in a public transit accident, consulting an attorney is a crucial step to protect your rights and seek full compensation. An experienced lawyer will gather essential evidence to build a strong case on your behalf. This includes photos, medical records, witness statements, and accident reports.
According to bus accident attorney Travis Easton, they can help prove liability by identifying all the parties responsible for your damages. Whether it’s the bus driver, the transit company, or another party, they will work to hold them accountable.
The attorney will also help you determine the full extent of your damages, including medical expenses, lost wages, and pain and suffering. With their guidance, you can streamline the case process and avoid unnecessary delays.
Avoid Speaking to Insurance Companies Without Legal Advice
Last but not least, soon after a public transit accident, you may receive calls from insurance adjusters representing the transit authority, bus company, or other parties involved. They may sound helpful, but their main goal is to protect their company’s interests, not yours.
They may ask you to give a recorded statement or answer questions about your injuries. Be careful. Anything you say could be used against you later to reduce your compensation. For example, if you say, “I feel fine,” they might argue that your injuries aren’t serious.
Instead, politely decline to answer any detailed questions until you’ve spoken with a lawyer. If the insurance adjuster asks for your statement, say, “I’m still seeking medical treatment, and I’d like to review everything with my attorney before providing any information.”
A lawyer can guide you on how to communicate with insurance companies, protect you from lowball settlement offers, and help you avoid saying something that could weaken your case.
To Sum It All Up
A public transit accident can leave you feeling overwhelmed, but knowing what steps to take can protect your health, rights, and finances. These will strengthen your position and increase your chances of receiving fair compensation. So, work with a reputed attorney, protect your rights, and don’t settle for less than you deserve.
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