When it comes to natural disasters, car accidents and other emergencies, there may be little you can do to prevent them. But there are things you can do ahead of time that will help lessen the stress and burden on you and your family during an emergency.
If you’re ready to start protecting your family from the unexpected, keep reading. We’re breaking down three simple safety measures you should be taking to keep yourself prepared for anything.
Install a Home Security System
Each year, more than 1.5 million burglaries occur across the United States. While a loss of property is an emergency, break-ins can also lead to serious injuries if someone is home at the time. In the aftermath of a home burglary, you and your children or spouse may also experience the stress of no longer feeling safe and secure in your own home.
Installing a home security system can not only help prevent a break-in but will also help set your mind at ease. A home security system is ideal for more than just catching thieves as well. Many systems now allow you to monitor your cameras right from your smartphone. You can use this to check on your kids while they’re home alone or with a sitter, monitor deliveries on your front porch, and more.
Start an Emergency Fund
Unexpected expenses can turn a small incident into a major emergency. Maybe a family member experiences a medical emergency not covered by your insurance. Or your car breaks down and requires costly repairs that you have no choice but to pay right away. Despite how common these emergencies are, a stunning 70 percent of American adults have less than $1,000 set aside for savings.
One simple task that you can start right away to help reduce these burdens in the future is creating an emergency fund. Whether you’re able to set aside several thousand dollars or even just a small amount each month, having any amount set aside can help lessen the strain if an emergency does occur.
Choose the Right Insurance Plan for Your Family
You probably already know that insurance can be a lifesaver when an emergency occurs. But it’s also important to note that all insurance is not created equal. Choosing the right plan for you and your family’s unique needs is essential. Finding out that your insurance doesn’t cover something after an emergency has already occurred will only make the situation more stressful.
Knowing exactly what a particular insurance options covers or doesn’t cover should be a priority when choosing a plan. Work with your insurance agent to choose a personal health insurance option that fits your own unique situation and needs, as well as those of your family. That way when an emergency does occur, you’ll be prepared.
Preparing Your Family for an Emergency
Choosing the right insurance plan, starting an emergency fund and having a security system are all simple tasks that can help set your family up for a safer future.
But while long-term emergency planning is important, you shouldn’t neglect the short-term either. If you live in an area affected by tornadoes, hurricanes or other natural disasters, keeping a rotating stockpile of bottled water, canned food and other emergency supplies can help ensure that you are prepared if a disaster does strike.
The more preparation you undertake, the safer and less-stress you and your family will be when the unexpected does occur.